Dental Insurance & Financing

Our office will work with you to gain every benefit from your dental insurance and make any leftover balance affordable. Contact us today!

Insurance Options

We understand that your smile is as important to you as it is to us. In an effort to help our patients reach their dental needs both physically and financially, we will assist you in reaching a comfortable financial solution that will fit your situation.

We accept the following insurers:

  • Aetna
  • Anthem Blue Cross
  • Assurant
  • Cigna
  • Delta Dental
  • Denti-Cal
    (Excludes Stevens Creek)
  • Guardian
  • Humana
  • Liberty Mutual
  • Metlife
  • Principal
  • United Concordia
  • United Healthcare

We also work with:

  • Ameriplan - discount
  • Ameritas
  • Anthem Select DHMO
  • Avesis
  • California Dental Network
  • Careington
  • Delta Care DHMO
  • Delta Tricare
  • Dental Directory Services
  • Dental Health Services
  • Dental Plans Direct
  • Dentalworks
  • Dentemax
  • Dentegra
  • DHA
  • First Dental Health
  • GEHA
  • Goldenwest
  • Healthcare Networks of America
  • Interplan
  • Jaimini
  • Metlife
  • MTI
  • National Disc
  • One Call Care Workers Comp
  • Pacific Care
  • Pacific Union Dental
  • Premier Access
  • Safeguard
  • Signature
  • Unicare
  • Wellpoint
  • Zelis

Your dental insurance is a product designed by your employer. We will do everything possible to maximize your insurance utilization; however, please do not let the lack of benefits dictate your desired or necessary treatment.

We are preferred providers for numerous plans including most PPOs and our fees are often equivalent or similar to those allowable under other preferred provider arrangements. Ask for assistance from our front office staff if you have any questions about your specific plan.

Smile Assurance Plan

For patients without dental insurance, we are now offering Smile Assurance.  This program is designed to help individuals and families receive the dental care they need at a cost that won’t break the bank.  This program is not insurance, it's smarter.

It’s only $96.00 a year… only $8.00 per month for individuals!

For families the cost is $96.00 a year for the primary person on the plan, plus $48.00 a year for each dependent.

Every procedure is covered and is 25% off normal fees.

Best of all there are no restrictions!!

Regular dental insurance pays only a percentage for a procedure if you abide by all their restrictions and limitations. With our Smile Assurance Plan you are in control, not the insurance company.

There are no waiting periods (immediate access), no deductibles, no pre-existing condition clauses, all procedures are covered (including orthodontics, implants & cosmetic), and no annual maximums to worry about. You decide what procedures you need and when you need them.

With our plan all participants will receive the following at NO CHARGE:

  • One Comprehensive Examination (Normal Price $114.00)
  • One Full Mouth Set of X-Rays (Normal Price $161.00)
  • One Regular Cleaning (Normal Price $128.00)

Proper dental care is essential to one’s overall health. Dental problems are a one-way-street…they never get better on their own and usually wind up costing a lot more money.  Don’t wait… call today 925-827-2798 (Concord), 510-782-4161 (Hayward), or 510-351-6820 (San Leandro), and see how our Smile Assurance Plan will allow you to have the dental health you and your family deserve.

Payment & Financing Options

Payment is due at the time of your appointment and services. We accept cash, check and these major credit cards:

No Insurance, no problem! At Golden State Smiles we strive to make dental care accessible for all families and will do our utmost to work with our patients to create affordable payment plans.

We work with CareCredit and Lending Point to help you finance procedures that may be beyond your immediate reach.

come in & see us

We’re always accepting new patients and would love to meet you and your family!

Request An Appointment

Thank you so much. I avoid the dentist at all cost. Everyone made me feel welcomed and very comfortable. I will definitely be returning. Very friendly and experienced staff. Everyone there are very caring and gentle with fast appointment scheduling. I have been to many bad dentists before. I'm so glad I found this place! They also have a discount program if you have no dental insurance! I've already referred 3 people who will be making appointments, I believe one is there as we speak! It was actually FUN going to the dentist! I had no anxiety, no pain, and no problems! Best experience with DDS ever! I had a broken tooth requiring a crown. The process took two appointments - the first appointment I was fitted with a temp crown, the second appt the temp crown was replaced with a permanent. Both appts were great, the dentist and tech were super. My orthodontist is special. She conducts herself with charm and friendliness that are such reassuring traits helping me relax and be fully comfortable in her care. I trust her professional knowledge and skills without reservation. I am so very pleased that she is my orthodontist.